Know what's safe to spend.

Your balance lies. It doesn't know about the rent that clears Friday, the card payment due next week, or the buffer you like to keep. MoneyCat does the math your bank won't — and gives you one honest number.

Private by design

MoneyCat is local-first. Your accounts, balances, and bills live on your device. There's no account to create and no server holding your financial life — because your data never leaves your phone.

How it works

1. Add your accounts and balances
2. Tell it when you get paid
3. Add your recurring bills
4. Set a daily spending buffer

MoneyCat continuously derives your safe-to-spend number and shows you exactly how it got there — every deduction visible and tappable.

Coming to the App Store.